Medicare Insurance Plans
Navigating Medicare doesn't have to be overwhelming. We provide specialized guidance for Florida Medicare shoppers, helping you understand your options and secure the coverage you need for a healthy future.
Part A: Hospital Insurance
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B: Medical Insurance
Covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Part C: Medicare Advantage
An all-in-one alternative to Original Medicare, offered by private companies approved by Medicare.
Part D: Prescription Drugs
Adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, and some Private Fee-for-Service plans.
Plan Benefits
Local Guidance
Personalized support from Florida Medicare experts who know your community and local provider networks.
Plan Comparison
We help you easily compare Advantage, Supplement, and Drug plans to find the right coverage fit.
Budget-Friendly
Get expert help identifying cost-saving options without sacrificing the essential coverage you need.
Ongoing Support
Our relationship doesn't end at enrollment; we're here to support you year-round with any plan questions.
Medicare Coverage Options
Medicare Advantage
Provides all your Part A and Part B coverage, often including extra benefits like vision, dental, and hearing in one convenient plan.
Medicare Supplement
Helps pay for out-of-pocket costs not covered by Original Medicare, like copayments and deductibles, offering predictable medical expenses.
Prescription Drug Plans
Also known as Part D, these plans help cover the cost of your medications, ensuring your prescriptions stay affordable year-round.
Medicare Insurance FAQs
When is the best time to enroll in Medicare?
Most people enroll during their Initial Enrollment Period, which begins three months before their 65th birthday. We can help you navigate late enrollment windows as well.
What are the typical costs of a Medicare plan?
While Part A is usually premium-free, Part B has a monthly premium. Costs for Advantage or Supplement plans vary based on the specific coverage options you choose.
Can I change my Medicare plan later?
Yes, you can review and change your plan during the Annual Enrollment Period (Oct 15 - Dec 7) to ensure your coverage still meets your health and budget needs.
Why should I work with a local Summit agent?
A local agent provides personalized guidance, compares multiple Florida plans side-by-side, and offers ongoing support at no additional cost to you.